To be eligible for the program, homebuyers must be a first-time homebuyer, have a minimum credit score of 640, earn less than 150% of the area median income for their county, be employed by a Florida-based employer, and purchase a home in the community where they work and serve. Jul 1, 2023

Down payment and closing cost assistance program

Down Payment Assistance Grant amount:

5% of the loan amount
Max grant amount $35,000
Min grant amount $10,000 for loan amounts equal or less of $200,000

Requirements:

Full time employees (+35 hours per week) of a business located in Florida
Credit Score >640
First Time Home Buyer (FTHB)
FTHB Education (Veterans may be exempt)
Conventional and Goverment loans: FHA, USDA, VA
Primary Purchases only
Type of properties: Single family, Multifamily (2-4 units), condos, Mobile homes.
Income limit will depend on the county & loan product.
Up to 4 people in the application, one of them that meets the conditions of the program
Lower than market interest rates

LEARN MORE

We Are Your Trusted Real Estate Advisors

Real Estate Benefits

Our hometown heroes can save thousands when buying or selling a home through the Hometown Heroes program and using our wonderful local Real Estate Partners!

HOME BUYERS: Our typical Hero saves $1,950* when purchasing a home through our Hometown Heroes program.

HOME SELLERS: Our typical Hero saves $1,200* when selling a home through our Hometown Heroes program.

MORTGAGE REFINANCE: Our typical Hero saves $1,200* when refinancing a home through our Hometown Heroes program.